Start Accepting Credit Cards for Your Business

Opening a business or accepting cards for the first time? Clear Choice Payments helps you explore a merchant account and payment setup for in-person, invoice, or website sales. You do not need a previous processing statement to get started.

Explore Cash Discount and request your setup

Choose how you want to accept payments

Start with Cash Discount and Merchant360 for eligible businesses. We also offer traditional interchange-plus (IC+) pricing, where your business pays processing costs. Final pricing, equipment, disclosures, and eligibility are confirmed before you sign.

For website or shopping-cart payments, tell us which platform you use. CCP uses Authorize.Net for eligible online setups; gateway compatibility and the available pricing program must be confirmed for your business.

What you need to get started

• Your business name, address, and contact information.
• A description of your products or services and how you plan to take payments.
• Your expected monthly card sales, average sale, and largest sale.
• Access to your email so you can verify your request.

This initial form does not ask for your Social Security number, tax ID, or bank account details. Additional application information and documents are collected later through the application process. Submitting a request does not activate an account; business, owner, bank verification, and processor underwriting are required.

Request your first merchant account

Review the Cash Discount illustration below, enter your business details, and verify your email. Open the signup form in a separate tab if you prefer.

Already accepting credit cards?

Get a free merchant statement analysis to compare your current processing costs. Businesses in specialized industries can request a high-risk account review with our referral partner.